en-us Murrieta Real Estate, Murrieta Real Estate Agents | Team Reliable Realty in Murrieta, CA http://www.teamreliablerealty.com/ 8 Ways To Get More Out of Your Day http://www.teamreliablerealty.com/blogpost-27385/8-Ways-To-Get-More-Out-Of-Your-Day.html 1.) Before agreeing to handle a task from a client: Make sure that you're the most qualified person to deal with it. If a client wants to appoint you for a task beyond your field of knowledge, suggest someone else who could carry out the task better rather than putting your reputation at risk. Who knows, maybe later down the line that same client will call and seek help in your area of expertise. Team Reliable Realty 2010-7-19 10 Important Tips to Successful Real Estate Investing http://www.teamreliablerealty.com/blogpost-27384/10-Important-Tips-To-Successful-Investing.html 1. Compare property values and rents: The best way to determine the market vaulue of the property is to find out the selling prices of nearby properties in the community. The same applies to properties for rent. A low cost is regularly justified by a sensible rent; renters who can meet the expense of a higher rent can afford to buy as an alternative, so reasonably priced rent is a must. Team Reliable Realty 2010-7-12 Studies Say Minorities Hurt More By Foreclosures http://www.teamreliablerealty.com/blogpost-27383/Studies-Say-Minorities-Hurt-More-By-Foreclosures.html According to a new study, recent African-American and Latino home borrowers were highly more likely to lose their homes to forclosure than those who are non-Hispanic whites throughout the continuing housing crisis, regardless of their income. As their income increased, in fact, minority horrowers foresaw the probability of foreclosure growing even larger in contrast to non-Hispanic white borrowers in the identical income group. Team Reliable Realty 2010-7-5 Tax Credit Closing and Flood Insurance Extensions http://www.teamreliablerealty.com/blogpost-27178/Tax-Credit-Closing-And-Flood-Insurance-Extensions.html Today the National Association of Realtors praised Congress for the passing of two bills to extend the home buyer tax credit closing deadline and reauthorize the National Flood Insurance Program. Both of the bills cleared the House beforehand and were accepted by the Senate last night. THe bills are now headed to the president for his signature. Team Reliable Realty 2010-7-1 FICO Loses The Battle On Credit Scores http://www.teamreliablerealty.com/blogpost-25244/Fico-Loses-The-Battle-On-Credit-Scores.html Credit scoring is very important to the mortgage process. Behind the situation, a battle is rampaging over who can place claim to that process. The Fair Isaac Corp (FICO) was rejected a new trail concerning what it claims to undoubtedly be it's trademark; the act of rating an individual's credit on a scale of 300 to 850. Team Reliable Realty 2010-5-18 Should You Buy Or Rent A Home? Cost Gap Narrows http://www.teamreliablerealty.com/blogpost-23885/Should-You--Buy-Or-Rent-A-HomeCost-Gap-Narrows.html Housing costs and depleted interest rates have formed a perfect time for many buyers to purchase homes, and a recent week-long glance at homeownership validates it. The nationwide analysis illustrates that the variation between monthly rents and mortgage costs is at it's lowest point in just about 20 years. Team Reliable Realty 2010-4-29 Top Home Buying Mistakes http://www.teamreliablerealty.com/blogpost-23880/Top-Home-Buying-Mistakes.html Buying a home is possibly the most strenuous, costly and indespensable purchase you'll ever complete. A single error could end in catastophe---it could possibly be the worst mistake you'll ever make. In order to steer clear of mishaps for the duration of such a complex transaction, buyers must acquire the knowledge of the most common home buying blunders. To identify them is to avoid them. Team Reliable Realty 2010-4-28 No More State Tax On Forgiven Debt http://www.teamreliablerealty.com/blogpost-23589/No-More-State-Tax-On-Forgiven-Debt.html Concerned homeowners no longer have to disburse California state income tax on debt forgiven in a short sale, forclosure, or loan modification. On the 12th of April, the Senate Bill 401 by and large supports California's tax management of mortgage debt relief income with federal law. Forfor debt forgiven on a loan protected by a qualified principal residence, borrowers will nowadays be excused from both federal and state income tax consequences. The existing federal exemption is for indebtedness up until $2 million, while the most recent California exemption is for indebtedness up to $800,000 and forgiven debt up to $500,000. Team Reliable Realty 2010-4-23 What do buyers want in a home? Survey offers clues http://www.teamreliablerealty.com/blogpost-22662/What-Do-Buyers-Want-In-A-Home.html Home Buyers have a tendency to desire it all, especially in this time of affordability, when prices and mortgage rates are low. However, this also is the time of frugality, a period of economic uncertainty, when numerous people are not as worried about their next pay increase as they are about the next round of layoffs. So today's bueyers are far more willing to do without extras. Team Reliable Realty 2010-4-9 C.A.R. applauds Gov. Schwarzenegger's signing Homebuyer Tax Credit legistion into law http://www.teamreliablerealty.com/blogpost-22461/CarApplauds-GovSchewarzenegger.html On March 25, 2010 The California Association of Realtors (C.A.R.) commended Governor Aronold Schwarzenegger for his leadership in authorizing the Homebuyer Tax Credit Legislation into law. Team Reliable Realty 2010-4-6